Ó¢Óï ººÓï ¶¨Òå»òÀý×Ó
¡¡¡¡a.a.r. È«ÏÕ againt all risks
¡¡¡¡a.p. ¸½¼Ó±£ÏÕ additional premium
¡¡¡¡a/c ÕË»§ short for account
¡¡¡¡AAR ³Ð±£Ò»ÇÐÏÕ against all risks
¡¡¡¡ABA ÃÀ¹úÒøÐмÒлá American Bankers Associaton
¡¡¡¡abandonment ί¸¶ the act of relinquishing title to damaged or lost property by claiming a total loss
¡¡¡¡abnormal returns ³¬³£ÊÕÒæ returns on an investment that are higher than those that would be expected for a particular type of investment
¡¡¡¡absolute advantage ¾ø¶ÔÓÅÊÆ the ability of a provider of goods or services to conduct business more profitably or efficiently than any competitor
¡¡¡¡accelerated benefits Ìáǰ¸ø¸¶ payouts to the insured from a life insurance policy before death due to a terminal illness
¡¡¡¡acceleration coefficient ¼ÓËÙϵÊý the ratio of change in capital investment to the change in consumer spending for a particular enterprise
¡¡¡¡acceptance ³Ð¶Ò a formal agreement by a debtor to pay a draft or bill of exchange when it becomes payable
¡¡¡¡accepting house ³Ð¶ÒËù a financial institution that guarantees bills of exchange
¡¡¡¡acceptor ³Ð¶ÒÈË somebody who accepts liability for a bill of exchange or other financial papers
¡¡¡¡accident insurance ÒâÍâ±£ÏÕ "insurance against property damage, personal injury, or death caused by an accident"
¡¡¡¡accident insurance ÒâÍâÏÕ ¡°ÒâÍâ±£ÏÕ¡±µÄ¼ò³Æ
¡¡¡¡accidental death and dismemberment ÒâÍâÉí¹Ê¼°²Ð¼² a provision of health or life insurance policy that pays a cash benefit if the insured person dies or suffers particular serious injuries
¡¡¡¡accommodation ͨÈÚ×ʽð "a loan of money, especially by a financial institution as a favor to somebody before a formal credit arrangement is made"
¡¡¡¡accommodation bill ͨÈÚ»ãÆ± a bill of exchange cosigned by another party in order to give added security
¡¡¡¡accommodation paper ͨÈÚÆ±¾Ý "a negotiable instrument signed by a party as maker, drawer, acceptor, or endorser, without receiving value"
¡¡¡¡account ÕË»§ an arrangement in which a customer keeps money in a bank etc and is offered financial services in exchange
¡¡¡¡accredit ÊÚÐÅ to grant a credit line to
¡¡¡¡accreditation ÊÚÐÅ the act of granting a credit line
¡¡¡¡accredited investor ºÏ¸ñͶ×ÊÕß "a person or organization judged suitable to make an investment, based on criteria such as experience, net worth, and income levels"
¡¡¡¡accreted value ÒÀ¸½¼ÛÖµ "the current price of a bond, based on the assumption that interest rates will remain constant until its maturity"
¡¡¡¡accrual bond ÀÛ»ýÀûϢծȯ a bond heavily discounted when sold and on which the interest is paid only at maturity
¡¡¡¡accrual of discount Ó¦¼ÆÌùÏÖ the increase in an organization's net worth representing the difference between the cost of a bond bought at a discount and the lower of its par value or market value
¡¡¡¡accrued market discount Ó¦¼ÆÊг¡ÕÛ¼Û "the increase in the market value of a bond that accrues as it comes closer to maturity, regardless of any change in interest rates"
¡¡¡¡acct. ÕË»§ short for account
¡¡¡¡Acct. No. Õ˺Š"short for ""account number"""
¡¡¡¡accumulated dividend ÀۼƹÉÀû the amount owed to a holder of preferred stock but not yet paid
¡¡¡¡ACH ×Ô¶¯ÇåËãËù automated clearing house
¡¡¡¡ACM °²µÚ˹¹²Í¬Êг¡ Andeans Common Market
¡¡¡¡acquisition ÊÕ¹º the act of contracting or assuming or acquiring possession of something
¡¡¡¡active market »îÔ¾µÄÊг¡ an individual security that is currently being bought and sold or an exchange in which there is current buying and selling
¡¡¡¡activity rate ¾ÍÒµÂÊ the percentage of a country's population who are in employment
¡¡¡¡actual cash value ʵ¼ÊÏÖ½ð¼ÛÖµ the replacement cost of sth. after deduction of depreciation that is claimable on insurance
¡¡¡¡actuarial ¾«ËãµÄ relating to the statistical calculation of risk or life expectancy for insurance purposes
¡¡¡¡actuarial science ¾«Ëãѧ "the branch of statistics that deals with the calculation of risk, life expectancy, and insurance premiums"
¡¡¡¡actuary ¾«Ëãʦ "a statistician who calculates insurance premiums, risks, dividends, and annuity rates"
¡¡¡¡ACU ÑÇÖÞ»õ±Òµ¥Î» Asian currency unit
¡¡¡¡AD&D ÒâÍâÉí¹Ê¼°²Ð¼² accidental death and dismemberment
¡¡¡¡adaptive expectation ÊÊÓ¦ÐÔÔ¤ÆÚ the model of expectations formation in which expectations adjust gradually towards observed values of the variable concerned
¡¡¡¡ADB ÑÇÖÞ¿ª·¢ÒøÐÐ Asian Development Bank
¡¡¡¡added Ôö¼ÓµÄ extra to what is usual or expected
¡¡¡¡added value Ôö¼ÓÖµ "the contribution that a business makes by combining and processing materials, knowledge, etc. into products or services"
¡¡¡¡additional hedge ¶îÍâ±ÜÏÕ a way that a lender can protect against the risk that a prospective borrower will reject a mortgage quote during an agreed period
¡¡¡¡additionality ¸½¼ÓÐÔ the principle that the EU contributes to the funding of a project in a member country provided that the latter also contributes
¡¡¡¡add-on method ¼ÓϢƽ¾ù·¨ a means of discharging interest on a loan by adding interest to the normal principal repayment at given dates
¡¡¡¡adequate ³ä×ãµÄ Study on the Capital Adequate Ratio and Capital Management of Commercial Bank
¡¡¡¡adjuster ÀíÅâʦ "short for ""claims adjuster"""
¡¡¡¡ADR ÃÀ¹ú´æÍÐÆ¾Ö¤ American Depository Receipt
¡¡¡¡advance ·Å¿î to supply money on credit
¡¡¡¡advice ֪ͨÊé formal or official information on something
¡¡¡¡advise ֪ͨ to tell somebody about something
¡¡¡¡advising bank ֪ͨÐÐ the bank advising the arrival of a L/C
¡¡¡¡affordability ¸ºµ£ÄÜÁ¦ the ability to bear the expenses
¡¡¡¡after-hours trading ÊÕÅ̺ó½»Ò× "dealing in securities outside normal working hours, chiefly by institutional investors through computer links"
¡¡¡¡after-market ·¢ÐкóÊг¡ the financial market for trading of securities that have already been issued
¡¡¡¡agency bond »ú¹¹Õ®È¯ ÓÉÕþ¸®»ú¹¹·¢ÐеÄծȯ
¡¡¡¡agency theory ´úÀíÀíÂÛ a branch of economics relating to the behavior of principals (such as owners) and their agents (such as managers)
¡¡¡¡agglomeration ¼¯¾Û the act of agglomerating
¡¡¡¡aggregate ×ܶî the total sum
¡¡¡¡aggregate demand ×ÜÐèÇó "the total spent in an economy by individuals, companies, and government during a particular period"
¡¡¡¡agio ¶Ò»»·Ñ a fee charged for exchanging currencies
¡¡¡¡agio ÌùË® an allowance given when paying in a foreign currency to compensate for the costs of exchanging the currency
¡¡¡¡agio ¿ÛÍ· a discount given when paying in a foreign currency to compensate for the costs of exchanging the currency
¡¡¡¡agiotage ½ðÈÚͶ»ú "speculation in stocks, securities, or foreign currencies"
¡¡¡¡agiotage »ã¶ÒÒµÎñ the business of exchanging currencies between countries
¡¡¡¡AGM ¹É¶«Äê»á annual general meeting
¡¡¡¡agreement account ж¨ÕË»§ ´æ¿î°´ÕÕÔ¼¶¨¿ÉÒÔÔÚ´¢Ðî´æ¿îÕË»§¡¢Ö§Æ±´æ¿îÕË»§ºÍ»õ±ÒÊг¡»¥Öú»ù½ðÕË»§Ö®¼ä×Ô¶¯×ªÕ˵ÄÕË»§
¡¡¡¡allocate ÅäÖÃ to distribute resources etc
¡¡¡¡allocation ÅäÖÃ a distribution by allotting or apportioning
¡¡¡¡all-or-none order ÕûÅúίÍÐ a buy or sell order to instruct the broker to fill the order completely or not at all
¡¡¡¡allot ·ÖÅä "to assign or distribute (shares, etc)"
¡¡¡¡allotment ·ÖÅä the act of allotting stocks etc
¡¡¡¡all-purpose bank ×ÛºÏÐÔÒøÐÐ a universal bank engaged in commercial and investment services etc.
¡¡¡¡Ambank ´óÂíÒøÐÐ "the fifth largest banking group in Malaysia, with more than 200 branches and outlets"
¡¡¡¡amendment ÐÞ¸Ä a change or correction to something
¡¡¡¡amends Åâ³¥ a sum of money paid in compensation for the loss or injury
¡¡¡¡American Express ÃÀ¹úÔËͨ a diversified global financial services company that is headquartered in New York City
¡¡¡¡American Option ÃÀʽÆÚȨ an option that can be exercised at any time before the final exercise date
¡¡¡¡AMEX ÃÀ¹ú֤ȯ½»Ò×Ëù American Stock Exchange
¡¡¡¡amortization ·ÖÆÚ³¥»¹ repayment in a series of installments
¡¡¡¡amortization schedule ·ÖÆÚ³¥»¹Ê±¼ä±í a table showing the repayment schedule of interest and principal necessary to pay off a loan by maturity
¡¡¡¡amortize ·ÖÆÚ³¥»¹ "to liquidate (a debt, mortgage, etc) by instalment payments or by periodic transfers to a sinking fund"
¡¡¡¡analyst ·ÖÎöʦ an expert who studies financial data and recommends appropriate business actions
¡¡¡¡anchoring 궨 the use of irrelevant information as a reference for evaluating or estimating some unknown value or information
¡¡¡¡annual fee Äê·Ñ the annual charge paid for a card etc
¡¡¡¡annual general meeting Äê¶È¹É¶«´ó»á "gathering of the directors and stockholders (shareholders) of every incorporated firm, required by law to be held each calendar year"
¡¡¡¡annual report Ä걨 "a document that outlines and analyzes the activities, esp financial dealings, of a company etc over the past year"
¡¡¡¡annuity Äê½ð a series of equal payments or receipts occurring over a specified number of periods
¡¡¡¡annuity due ÆÚ³õÄê½ð an anuity of which payments or receipts occur at the beginning of each period
¡¡¡¡antedated µ¹ÌîÈÕÆÚµÄ "refers to cheques which have been written by maker, and dated at some point in the past"
¡¡¡¡anticipate Ô¤Ö§ "to seize or use funds before they are legally available, esp from a trust fund"
¡¡¡¡anticipation Ô¤Ö§ "the seizure or use of funds before they are legally available, esp from a trust fund"
¡¡¡¡antitrust ·´ÍÐÀ˹µÄ "intended to oppose trusts and cartels, e.g. by preventing them from using monopolistic business practices to make unfair profits"